Mortgage Refinance Articles
1: Watching the Market Turn: Where UK landlords should really be looking
In February, those with their eye on the UK housing market would have noticed the confusing and conflicting data given by two of the leading house price indices, Halifax HPI and Nationwide HPI. At th
2: Mortgage Rates Teeter Just Above All Time Lows
Mortgage rates moved down slightly this week. Even though rates didn't move much this week we are still sitting just a hair above all time lows thanks to the drop from last week. This week the 30 ye
3: Change in the air for mortgage brokers?
Another fortnight into 2009 and there is a whiff of change in the air. However, for every good news item there is still a sad story of a business failing and more "For sale/let" signboards on the High
4: Are Offset Mortgages really worthwhile?
This question should be answered in the same way as most other questions about financial services products. When you understand what lies behind the label and realise what the product offers (i.e. jus
5: Top 3 Tips in Selecting a Tampa Mortgage Broker
The first and most important aspect of selecting a mortgage broker in Tampa is finding an individual you can trust. Most likely a mortgage is the largest financial transaction you’ll enter into in your lifetime. This is not something that should be chosen hastily.
6: Tips To Select Mortgage Brokers In Tampa
A mortgage broker is a person who operates as an agent that vends mortgage loans on behalf of the individuals or businesses. Generally in today most urbanized mortgage markets mainly US, UK, Canada, Australia, New Zealand and Spain, mortgage brokers are leading retailers of mortgage products for lenders
7: Mortgage Rates Fall: The 15 Year Mortgage Rate Hits All Time Low
Mortgage rates dropped this week from 4.87 to 4.82. They did not drop below the all time low of 4.78 that they hit two weeks ago. For the last month, for the most part, we have not seen a lot of mov
8: Mortgage Rates Rise After Hitting All Time Lows
Last week mortgage rates hit all time lows with the 30 year mortgage rate reaching 4.78. This week the 30 year rates moved up a little to 4.87. While this is a decent one week rise we are looking at
9: Renting v Buying - the Case for Each in Today's Economy
To buy or not to buy? That’s the question being asked in rented homes up and down the country. Conventional wisdom says it’s better to be a homeowner than a home renter, because your month
10: Mortgage Rates Hit New All Time Lows
Mortgage Rates were already at all time lows last week. This week they fell further. The 30 year rate fell from 4.85 to 4.78. The 15 year rate fell as well going from 4.58 to 4.52. The difference
11: Rate Cuts Left you Better Off? 4 Things to do with Your Mortgage Savings
1. Mortgage overpayments
Overpaying your mortgage each month will clear the debt quicker and potentially knocking years off your mortgage term.
For example, a borrower with a £150,000 tracker
12: Types of mortgage
Fixed rate mortgage
As the name suggests, these offer the stability and reassurance of a fixed rate of interest, generally for the first two to five years of the mortgage term. A fixed rate should he
13: Mortgage Rates Plummet and Hit All Time Low
Following the release of the government's plan to buy toxic debt from banks mortgage rates fell to new all time lows. The 30 year rate fell from 4.98 to 4.85 this week. This is .11 points below the
14: Guide to Overpaying your Mortgage
Mortgage overpayments
If you’ve got an extra bit of money lying around, the first option that may spring to mind is to overpay your mortgage. By paying more than the required mortgage repayment
15: Mortgage Rates Inch Toward All Time Lows
30 year mortgage rates dropped below 5% for the second time this year. It was also the second lowest rates posted by Freddie Mac in the last 40 years (the lowest being 4 weeks ago). Rates hit 4.98 t
16: After Hitting Historic Lows Mortgage Rates Jump Up
After falling for the last 2 months 30 year mortgage rates jumped up this week. The 30 year mortgage went from 5.10 to 5.25. This is the highest we have seen December 11, 2008. The 15 year mortgage
17: How the Credit Crunch is Affecting Mortgage Lending in 2009
The current economic crisis has had a profound affect on UK property developers and landlords alike. A causal relationship between the two means that whilst prospective landlords are not eager to buy
18: First Time Buyers Guide
Are you buying your own home for the first time? It’s a serious and ultimately rewarding first step onto the home-ownership ladder. By definition, you’ll only do it once – so it̵
19: Mortgage Rates Back Down to Historical Lows
30 Year Mortgage Rates dropped from 5.15 to 5.03. With the exception of the weeks of January 8th, 2009 and January 15th 2009 this is the lowest rates have been in over 40 years. The other 3 major mo
20: Self Employed Mortgage Guide
For anyone making you a loan, their most important criterion is going to be your ability to repay that loan. In the absence of a regular income seemingly “guaranteed” by an employer, the s





